In the present economic downturn, debt and insolvency seems to be escalating. Serious debt requires serious measures, with solutions sought hopefully on a long term fix rather than short term relief. Credit counseling can provide solutions to clients who have become grid locked in spiraling debt.
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With all the commercials out there advertising free credit reports, credit monitoring, etc, you might find it difficult to sort out which products are for real and which are scams. Annualcreditreport dot com is the official place to get the contents of your credit report for free as required by the U.S. government.
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It is a known fact that over 95% of bankruptcies that occur in the US are a direct result of past due balances that have not been paid to either Visa or MasterCard. During this time of recession the average family has charged over $10,000. These $10,000 charges will cost anyone another $20,000 in interest [...]
Did you know that there are some tricks of the trade that can raise your score up to 60 points in 30 days with one phone call? That’s right, this is no gimmick, there really is a technique out there that can do this and i have personally used this technique with hundreds of [...]
When i worked in the credit repair business i was asked this question all the time. People want to know how fast their score will raise once they have either written their own letters, consulted credit repair services, or have hired credit repair attorneys. The answer is that it is very complex, but [...]
Is your credit being bad or naughty? Before you consult a credit repair service or debt consolidation company, try and kick it back in to gear all by yourself. There are many techniques that you can do by yourself to help get derogatory items removed off of your credit and correct erroneous information. [...]
Many people ask us how to know if they should consider credit repair or consult credit repair attorneys. Sometimes derogatory credit can be fixed by some simple do it yourself tactics, but in some cases you may need a little more help to get that credit score back up to where it needs to [...]
Credit Cards are dangerous, when you hand it over to purchase an item it whispers in your ear ‘This is not real money.’ Here we are going to cover 6 of the most dangerous credit card debt facts.
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Your credit rating can either be your best friend or your worst enemy. Most people go on living their lives with very little concern about their finances until such time that they are in need to secure a loan or apply for a mortgage for their own homes. There are also those who [...]
You can work on your credit yourself and achieve what law firms will charge you hundreds to do. It’s being done everyday. If you can copy and paste you can fix your credit yourself.
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