Archive for April, 2011

Australia’s New Credit Card Reform

Credit card debt isn’t just a problem in the US, Australians are also seeking help with their credit card debt. The problem is becoming prevalent to the point where the government is proposing industry wide credit card reform.
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Business Planning in the Debt Relief Vertical

Business planning is essential to any company and debt relief service provider’s have additional challenges as statutory and regulatory changes mandate additional focus as the rules can be interpretative and ever changing. The internal development of polices and procedure directed by management to deliver compliant services at the highest level of quality and maintain profitability [...]

What Does It Mean to Have Bad Credit?

Two simple words – bad credit – carry a great deal of weight, especially for anyone hoping to buy a new home or car or looking to get a credit card. Bad credit impacts every aspect of American life. Potential lenders check the credit of every loan application to decide to approve or disapprove a [...]

Two Immediate Steps Towards Improving Your Credit

Two easy steps you can take towards fixing your credit. When you are starting credit repair you need to stop the actions that got your bad credit to begin with and these are the two places to start.
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Benefits of a Debt Management Plan

The Debt Management Plan, or referred to in debt solutions circles, the DMP is an integral part of credit counseling. There are millions of Americans under a mountain of debt and are looking for debt solutions to help manage their debt more effectively and assist them on the road to financial freedom.
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A Guide to Balance Transfer Credit Cards

Using balance transfer credit cards is a means to shift your debts from one credit card to another in order to enjoy introductory low interest rates – typically 0% APR for the first 6-18 months. This makes getting a credit card for balance transfers a quick and easy way to alleviate your debt problems on [...]

How to Change Bad Credit to Good Credit in 6 Months

Credit cards for bad credit are one of the best methods available to overcome your financial black marks. Having a poor score for whatever reasons can be a serious problem for individuals trying to re-gain financial stability and secure loans for mortgages or other long term financial investments. Hundreds of thousands of people in the [...]

Why A $300 Credit Card Limit Won’t Help Your Credit Score

If you are a frequent reader of my articles, you know I do recommend credit repair strategies that do involve the usage of sub-prime secured credit cards. However, this article is to help you to better understand the purpose of obtaining these types of accounts and how to use them in such a way to [...]

Scottish Debt Solutions – Trust Deed, Debt Management and Bankruptcy

Personal debt affects millions of people across Britain and at present there is an estimated 1,000,000 people struggling to manage their credit commitments. Over the next 5 years these people will try to find ways to pay their loans, credit cards and other unsecured debt. For a large percentage it will be an arduous task [...]

5 Easy Steps To Improve Your Credit Score

There are currently 42 million Americans that have a lower than a 620 credit score, if you fall under this category you might want to give some serious consideration into improving your overall credit rating. If you’re thinking about purchasing a vehicle, boat or home your credit score is going to be a very important [...]